Insurance for landlord and residential real estate investment properties
Program Highlights
- Insure unlimited properties on one schedule
- Coverage for vacant, rehab, new build and tenant-occupied homes on the same schedule
- One monthly bill for your entire portfolio of insured properties
- Easy online access to your account to add, change and remove properties
- Insure multiple ownership entities on one schedule
- Replacement Cost or Actual Cash Value available
- Simple Property Reporting form and General Liability package
- Apartment buildings up to 20 units, vacant or occupied (no subsidized)
The Tenant Protector Plan
Protection for both you and your tenant
Add the Tenant Protector Plan (TPP) to your insurance package to avoid spending countless hours verifying your tenants renters insurance is in force. The TPP protects both parties in case of tenant-caused negligent losses with the following coverages:
- $50,000 limit of liability for covered peril losses your property carrier can recover by passing the responsibility of the claim onto the negligent party
- $10,000 of contents coverage for the tenant (subject to $1,000 deductible)
- $2,500 of contents coverage for tenants of non-negligent affected units (subject to a $7,500 max.)
- $1,000 of Skip Rent coverage to reimburse you for lost rental income due to unexpected vacancies